- Mon-Fri 8:30am-5:30pm AEST
- North Sydney, NSW
We match Australian businesses with optimal commercial loans, equipment finance, and vehicle funding. Fast approvals, competitive rates, and zero credit impact during matching.
No credit impact, 100% obligation-free, matched across 80+ lenders.
Lender Partners
Finance Settled
Businesses Helped
Average Trustpilot Rating
We scan the market to secure competitive rates, flexible structures, and fast settlements across our comprehensive service offerings.
Unsecured & secured cash flow injections to expand, hire, or purchase inventory.
Acquire heavy machinery, technology, and plant assets without upfront capital drain.
Prime movers, rigid trucks, commercial fleets, and light commercial vehicles.
Purchase, refinance, or develop commercial offices, retail outlets, or warehouses.
Unlock capital tied up in outstanding invoices to improve day-to-day liquidity.
Residential mortgage options for business owners and self-employed operators.
Complete our simple 2-minute online form. We capture your business needs without any impact on your credit score.
Our proprietary technology scans our panel of 80+ lenders to match you with the best rates and terms.
Your dedicated expert broker negotiates the final details, guides you through settlement, and gets you funded fast.
We combine proprietary digital lender-matching technology with senior human brokerage expertise to deliver unrivaled results.
Our algorithms analyse your business profile against 80+ lenders to find the perfect fit instantly, without hitting your credit file.
No call centers or generic bots. You get paired with an experienced, dedicated Australian finance broker from application to settlement.
We make qualification straightforward. Most established Australian businesses easily meet our criteria.
Must have an active Australian Business Number or Australian Company Number.
Your business should be actively operating and trading for at least 6 months. However, some products are available for start up ventures
Basic bank statements or financial records to verify business cash flow.
A healthy credit profile, though low-doc and credit impairment solutions exist.
Different industries require different loan structures. Our brokers possess deep expertise in your specific sector.
Earthmoving, cranes, and civil works
Prime movers, trailers, and fleets
CNC machinery, plant, and assembly lines
Medical clinics, dental, and diagnostic tools
Tractors, harvesters, and farm assets
Servers, enterprise hardware, and software
Commercial kitchens, POS, and fitouts
Store fitouts, logistics, and inventory
Play with the numbers to estimate your repayments, residual options, and total interest.
Estimate your commercial loan repayments instantly.
A balloon payment reduces your regular repayments, leaving a lump sum due at the end of the term.
Estimated Repayment
Per Month
Rates are subject to lender criteria and business profile. Same-day approvals available.
Real funding results delivered to real Australian businesses across the country.
“Chris at Commercial Finance Australia made getting our new prime mover incredibly easy. Same-day approval and we had the keys by Friday. Exceptional service.”
Marcus Thompson
“As a growing manufacturing business, we needed cash flow to purchase raw materials. Charley at Commercial Finance Australia found us an unsecured business loan solution that was approved fast with zero credit impact during pre-qualification.”
Elena Rostova
“We were looking to buy our first commercial warehouse. Charley guided us through the entire process, matched us with a great tier-2 lender, and secured a highly competitive rate.”
David Chen
We serve local businesses in metropolitan capitals and regional centers across all states and territories.
Have questions about how Commercial Finance Australia works or what type of finance you might qualify for? This section covers the most common queries from business owners, contractors, and operators across Australia.
From loan types and approval timeframes to eligibility requirements and our soft credit check process, these answers are designed to help you quickly understand your options and make confident financial decisions. If you need more tailored guidance, our brokers are always ready to assist.
Commercial Finance Australia provides a wide range of finance solutions, including business loans, equipment and machinery finance, commercial truck and vehicle loans, cash flow finance, and commercial property loans. We match Australian businesses with over 80 lenders to find the most competitive rates and flexible repayment structures.
Our proprietary soft credit check allows you to explore loan options without affecting your credit score. During the prequalification phase, we assess your eligibility and match you with suitable lenders without running a hard inquiry, so you can confidently compare options.
Using our technology-driven platform, we can provide same-day approvals and, in many cases, fund your commercial loan within 24 hours. Your dedicated broker will guide you through settlement to ensure a fast and smooth process.
Most established Australian businesses can apply, including sole traders, SMEs, contractors, fleet operators, and professional practices. Applicants generally need an ABN/ACN, at least 6 months of trading history, basic financial statements, and a healthy credit profile. Low-doc and credit-impaired solutions are also available in certain cases.
CFA stands apart with a technology-first approach that provides instant lender matching, soft credit checks, and interactive repayment calculators. Coupled with expert human brokers, we deliver speed, transparency, and highly competitive finance solutions across multiple asset classes.
Yes! Our brokers provide expert guidance on loan structures, including balloon/residual options, chattel mortgages, finance leases, and tax implications. We ensure you understand your options so you can make the most cost-effective and strategic financing decision.
Submit your commercial finance enquiry in under 2 minutes. Our specialist brokers will analyse your profile and return competitive quotes within 2 hours.
Matching Australian businesses with smarter commercial finance solutions from over 80+ top-tier and specialist lenders.
ACN: 683 876 262
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